Company, Trust & SMSF Lending
Buy in alternate structures to protect long-term borrowing power and create significant tax efficiencies.
Strategic Structures for Strategic Investors
Buying property in a company, family trust or SMSF can unlock tax benefits, protect your borrowing capacity and provide long-term asset protection — but the lending landscape is more complex.
We work with lenders who specialise in alternative structures and guide you through the lending process in partnership with your accountant.
- SMSF loans for residential and commercial property
- Company structures for portfolio investors
- Family trust lending and hybrid trust structures
- Limited recourse borrowing arrangements (LRBA) for SMSFs
- Coordination with your accountant and SMSF administrator
- Specialist lenders who understand these structures
No obligation · Licensed mortgage brokers
The Right Structure Today Protects Your Future
The entity that holds the loan affects borrowing capacity, taxation, asset protection and succession planning. Getting the structure right at the start saves significant restructuring costs later.
We work alongside your accountant and financial adviser to ensure the lending fits the broader strategy.
- SMSF property investment considerations
- Asset protection through trust structures
- Tax outcomes vs cash flow trade-offs
- Succession planning with property ownership
Explore Our Full Range
Investment Loans
Strategic investment lending across 60+ lenders.
Learn more →Refinancing
Release equity, improve your rate, restructure for tax.
Learn more →Equity Release
Unlock equity and put it to work strategically.
Learn more →SMSF & Trust Lending
Alternative structures for tax and protection.
Learn more →Commercial Finance
Business and commercial property lending.
Learn more →Pre-Approvals
Know your borrowing power before you make an offer.
Learn more →Company, Trust & SMSF Lending FAQs
Can my SMSF borrow to buy property?
Yes, through a Limited Recourse Borrowing Arrangement (LRBA). We work with lenders who specialise in SMSF lending and coordinate with your accountant and adviser.
Why buy property in a trust or company?
Trust and company structures can offer asset protection and tax planning benefits. The right structure depends on your circumstances and professional advice.
Are SMSF loan rates higher?
SMSF and structured lending often carries a premium over standard home loans. We compare specialist lenders to keep the cost as competitive as possible.
Do you work with my accountant?
Absolutely. SMSF and trust lending works best when broker, accountant and financial adviser are aligned. We coordinate the lending side around their advice.
Company, Trust & SMSF Lending Across the North Shore & Northern Beaches
We help clients with SMSF and trust lending right across our local area — from our Forestville office to the beaches and the Lower and Upper North Shore.
Ready to talk to a broker?
Send us a quick enquiry — the first available broker will reach out, usually within a few hours on business days.