Pre-Approvals
Know your borrowing power before you make your move. Fast pre-approvals across 60+ lenders.
Shop with Confidence — Backed by a Real Pre-Approval
A proper pre-approval lets you make an offer with confidence, negotiate harder and move quickly when the right property appears.
We assess your borrowing capacity across 60+ lenders and secure a conditional pre-approval so you know exactly what you're working with.
- True borrowing capacity across major and specialist lenders
- Formal written pre-approval from your chosen lender
- Clarity on deposit, LMI and buying costs
- Fast turnaround — often within 48–72 hours
- Valid for 3 months (extendable)
- Review ahead of auction or contract signing
No obligation · Licensed mortgage brokers
Not All Pre-Approvals Are Equal
Many "pre-approvals" are little more than a budget calculator output. A real pre-approval involves credit checks, income verification and an underwriter's review.
We secure the kind of pre-approval that agents take seriously — giving you a clear advantage in competitive markets.
- Borrowing capacity vs purchase price — what actually matters
- System pre-approval vs fully assessed pre-approval
- Keeping your pre-approval current as your situation changes
- What agents and sellers want to see
Explore Our Full Range
Investment Loans
Strategic investment lending across 60+ lenders.
Learn more →Refinancing
Release equity, improve your rate, restructure for tax.
Learn more →Equity Release
Unlock equity and put it to work strategically.
Learn more →SMSF & Trust Lending
Alternative structures for tax and protection.
Learn more →Commercial Finance
Business and commercial property lending.
Learn more →Pre-Approvals
Know your borrowing power before you make an offer.
Learn more →Pre-Approvals FAQs
How long does a pre-approval last?
Most pre-approvals are valid for around 90 days and can be refreshed. We keep yours current so you are always ready to make an offer.
Is a pre-approval a guarantee of finance?
It is a strong indication based on assessed information, not a full unconditional approval. We make sure yours is robust so it holds up when you buy.
Does pre-approval affect my credit score?
A properly placed single pre-approval has minimal impact. We avoid multiple unnecessary applications that can hurt your credit file.
How quickly can I get pre-approved?
With your documents ready we can often arrange pre-approval within a few business days, depending on the lender.
Pre-Approvals Across the North Shore & Northern Beaches
We help clients with Home loan pre-approval right across our local area — from our Forestville office to the beaches and the Lower and Upper North Shore.
Ready to talk to a broker?
Send us a quick enquiry — the first available broker will reach out, usually within a few hours on business days.