First Home Loans
Your first home loan from a broker who actually helps. Access to grants, government schemes and 60+ lenders.
First Home Loans, Simplified
Buying your first home is big — and the loan side can feel like the most confusing part. We simplify the whole thing, walk you through every option and stick with you from pre-approval to settlement.
In most cases our service is completely free to you — we're paid by the lender when your loan settles.
- First Home Owner Grant eligibility and application
- First Home Guarantee (5% deposit with no LMI)
- First Home Super Saver Scheme
- Stamp duty exemptions and concessions
- Family guarantor loan structures
- Compare rates across 60+ lenders
No obligation · Licensed mortgage brokers
The Right Start Sets Up Everything That Follows
Your first home loan is the foundation of every financial decision that follows. The structure, lender and features you choose now will affect your borrowing capacity, offset benefits and refinance options for years.
We make sure you start strong — with the right loan, the right features and a broker you can call for every question.
- Offset vs redraw for first home buyers
- Fixed vs variable — what actually suits a first purchase
- Loan features you actually need (and don't)
- Setting up for your next purchase from day one
Explore Our Full Range
Investment Loans
Strategic investment lending across 60+ lenders.
Learn more →Refinancing
Release equity, improve your rate, restructure for tax.
Learn more →Equity Release
Unlock equity and put it to work strategically.
Learn more →SMSF & Trust Lending
Alternative structures for tax and protection.
Learn more →Commercial Finance
Business and commercial property lending.
Learn more →Pre-Approvals
Know your borrowing power before you make an offer.
Learn more →First Home Loans FAQs
What government grants and schemes can first home buyers use?
Depending on eligibility, options can include the First Home Guarantee, First Home Owner Grant and stamp duty concessions. We help you access what you qualify for.
How much deposit do I need as a first home buyer?
Some schemes allow as little as 5% without LMI for eligible buyers. We model your options so you know the smallest viable deposit for your situation.
Can you help me before I am ready to buy?
Yes. Many first home buyers come to us early to build a savings and pre-approval plan. There is no cost to start the conversation.
How many lenders do you compare for first home loans?
We compare loans across more than 60 lenders to match you with the right grant-friendly lender, rate and structure for your first purchase.
First Home Loans Across the North Shore & Northern Beaches
We help clients with First home buyer lending right across our local area — from our Forestville office to the beaches and the Lower and Upper North Shore.
Ready to talk to a broker?
Send us a quick enquiry — the first available broker will reach out, usually within a few hours on business days.