Mitchell Shad
Built Sabea Financial. Architect of the Equity Mastery Program.
Built Sabea from the ground up.
Mitchell is a property investor, husband and father of three with over 16 years' experience in banking and finance. He's the co-founder and director of Sabea Financial, where he leads the firm's strategy and trains the team that works with clients across Sydney and Australia.
He built Sabea to do mortgage broking differently. Most brokers focus on getting the loan approved. Mitchell focuses on what comes after — how the structure of finance today shapes the wealth that can be built over the next decade.
He's the architect of the Equity Mastery Program: the framework Sabea uses to help property owners turn equity into a real, investable asset base. It's the same approach Mitchell uses on his own portfolio — and the same one he's used to help hundreds of clients build long-term wealth.
Multi-award-winning, with a passion for using equity strategically to build long-term financial freedom. Mitchell's mission is to help Australian property owners retire on their own terms — and on their own timeline.
What's your Freedom Number?
It's the figure most investors never bother to calculate — exactly what you need invested to live off your portfolio. Mitchell developed this formula to give Sabea clients a clear target, not a vague hope. It takes 30 seconds.
Your monthly living expenses
Today's dollars. Everything you spend in an average month — rent or mortgage, food, transport, lifestyle, insurance, the lot.
Not sure? Break it down for me
We've crunched the numbers. Where should we send them?
Your Freedom Number is on the next screen. We'll also email you a copy for safekeeping.
Invested net worth required to live off your portfolio at $0/month, using the 4% safe withdrawal rule.
Already own property? You're closer than you think.
The Equity Mastery Program is the structured framework Mitchell built at Sabea Financial to help property owners turn the equity they already have into a real, investable asset base — and reach their Freedom Number on a defined timeline, not by accident.
It's the same approach he uses on his own portfolio. No theory. No guesswork. A clear plan, built around your numbers, your goals and your timeline.
Ready to put your equity to work?
If you've calculated your Freedom Number and want to see what's possible from where you stand today, the Sabea team will map the path with you. No theory. No fluff.